970-426-5838 dennie@dcybuilders.com

Fire Mitigation For Home Insurance

Insurers have recently begun to deny insurance to many homeowners in highly wooded areas abutting larger forest lands. Often times, they will still provide insurance, but require fire mitigation work on the property and home to lessen the risk that they will have to pay out unsustainable amounts for fire damaged homes. DCY Builders can help you meet insurance company criteria.

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In recent years, we’ve witnessed a surge in insurance denials for homeowners in areas with a high probability of forest fires. At DCY Builders, we understand the importance of securing your home against these risks. This page provides insights into the challenges homeowners face and outlines how our expertise can assist in achieving compliance with insurance underwriters while fortifying your property against the threat of wildfires.

DCY Builders is here to empower homeowners in Durango, CO, to navigate the challenges of obtaining insurance coverage in high-risk fire areas. By partnering with us, you are not just building or renovating a home; you are investing in a secure and resilient living space. Contact DCY Builders today to embark on the journey of fortifying your home against the risks of wildfires.

Defensible Space Creation

  • Clear a defensible space around your property by removing dead vegetation, dry leaves, and other flammable materials.
  • Maintain a minimum clearance distance between trees and structures.

Fire-Resistant Landscaping

  • Choose fire-resistant plants for landscaping.
  • Keep lawns well-watered and mowed regularly to reduce fire fuel.

Roof Upgrades & Hardening Structures

  • Use fire-resistant roofing materials, such as Class A-rated asphalt shingles, metal, or tile.
  • Use fire-resistant materials for siding and decks.
  • Install spark arresters on chimneys and stovepipes.

Fire-Resistant Windows and Doors

  • Install windows and doors with fire-resistant features.
  • Consider adding shutters for additional protection.

Ember-Resistant Vents

  • Use ember-resistant vents to prevent ember intrusion into the home.

Automatic Sprinkler Systems

  • Install an automatic sprinkler system that covers the entire property.
  • Ensure proper maintenance and regular testing of the sprinkler system.

Let’s Start Designing!